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Most policies cover damage to your home by:

Fire, Lightning, Explosion, Earthquake, Thieves, Riot and malicious persons, Storm and flood, Aircraft or things falling from them, Subsidence, landslip and heave, Falling trees, Impacts by vehicles or animals, Breakage or collapse of aerials, Escape of water from tanks or pipes, Escape of oil from fixed heating installations.

 

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(Your home may be repossessed if you do not keep up repayments on your mortgage)

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